Current Rates and Yields for Provident Credit Union Auto Loans, RV Loans, Boat Loans and Motor Cycle Loans. http://www.providentcu.org/Auto Provident Credit Union Copyright (c) 2008, Provident Credit Union http://www.providentcu.org/NewGraphics/newerGraphics/ProvLogoReflecting.png 2010-09-03T07:00:00-07:00

Rates & Terms for Auto: New & Used, Including Tax Advantage Auto Loan (TAAL). About: Enjoy the same low fixed rates on both new and used vehicles, with terms up to 72 months, and up to 100% financing (on used cars up to 100% retail Kelley Blue Book value). Be sure to check out the Tax Advantage Auto Loan if you own and occupy a home in California, for possible tax deductibility (check with your tax advisor).

http://www.providentcu.org/index.asp?i=autorates&hash=AutoNewUsed 2010-09-03T07:00:00-07:00 <p style="margin-top:0;">(up to 100% financing available, up to 100% high Blue Book on used)</p> <table border="1" cellspacing="0" cellpadding="2" width="99%" style="border-collapse:collapse;" BORDERCOLORLIGHT="#999999" BORDERCOLORDARK="#999999"> <thead> <tr> <th width="35%" valign="bottom" style="background-color:#a7d6ff; color:black;">Maximum Term¹ </th> <th valign="bottom" align="center" width="35%" style="background-color:#a7d6ff; color:black;">Fixed Rate APR²</th> <th valign="bottom" align="center" width="30%" style="background-color:#a7d6ff; color:black;">Payment per $1,000³</th> </tr> </thead> <tbody> <tr> <th valign="top" width="26%" style="background-color:#daedfe; color:black;">72 months</th> <td align="center" valign="top" width="31%">3.875%</td> <td align="center" valign="top" width="20%">$15.59</td> </tr> </tbody> </table> <p style="font-weight: bold">If you have questions or would like to apply by phone, call (650) 508-0300 or (800) 632-4600 and press 312.</p> <p style="margin:2em 0 0 0; "><a href="http://www.providentcu.org/index.asp?i=auto&amp;search=newandused" target="_top" title="Click here for more information." style="color:black;text-decoration:underline;">Loan Details</a> &nbsp; <a href="https://accountmanager.providentcu.org/index.asp?i=autoApply&amp;search=ref%3DNewAuto" target="_top" style="color:black;text-decoration:underline;">Apply</a> </p> <h6 style="font-weight:normal; color:#ABABAB; font-size:10px; ">Rates are valid as of <b style="color:#888888;">September 3, 2010</b> and are subject to change.&nbsp; 60–100% financing subject to credit rating.&nbsp; <b>1.</b> Term not to exceed one year (12 months) per $1,000 financed. Example: A $2,000 loan will have a maximum term of two years (24 months).&nbsp; <b>2.</b> APR - Annual Percentage Rate is subject to change and may vary depending on credit rating. APR includes a 2% discount for package or automatic transfer participants.&nbsp; <b>3.</b> Payment per $1,000 balance is based on the interest rate listed with a maximum term. Example: for a 6 year (72 month), $10,000 new auto loan at the rate of 3.875, multiply 10 x $15.59 for a payment amount of $155.90 (loan amount &divide; $1,000 x payment example = payment amount). Actual payment varies based on credit score, loan amount, term, model year, and type of vehicle.&nbsp; </h6> <img src="http://feeds.feedburner.com/~r/pcu-auto-loan-rates/~4/OR_k_9FS0DY" height="1" width="1"/> http://www.providentcu.org/index.asp?i=autorates&hash=AutoNewUsed

Rates & Terms for College Auto Loan: New & Used. About: Are you a college student in the market for a new car? We offer an auto loan program designed exclusively for you! This first-time auto program helps you to realize your dreams of vehicle ownership -- with little or no credit history, and no co-signer required. If you're at least 18 years of age, have little or no credit history (i.e. no FICO score), are employed, and are a student, then you're eligible to apply for our new College Auto Loan Program. There are no application or processing fees. This is an excellent way to establish and build credit when you are just starting out.

http://www.providentcu.org/index.asp?i=autorates&hash=StudentAutoLoan 2010-09-03T07:01:00-07:00 <p style="margin-top:0;">(maximum loan amount of $15,000, minimum down payment of $1,500)</p> <table border="1" cellspacing="0" cellpadding="2" width="99%" style="border-collapse:collapse;" BORDERCOLORLIGHT="#999999" BORDERCOLORDARK="#999999"> <thead> <tr> <th width="35%" valign="bottom" style="background-color:#a7d6ff; color:black;">Maximum Term</th> <th valign="bottom" align="center" width="35%" style="background-color:#a7d6ff; color:black;">Fixed Rate APR²</th> <th valign="bottom" align="center" width="30%" style="background-color:#a7d6ff; color:black;">Payment per $1,000³</th> </tr> </thead> <tbody> <tr> <th valign="top" width="26%" style="background-color:#daedfe; color:black;">60 months</th> <td align="center" valign="top" width="31%">8.000%</td> <td align="center" valign="top" width="20%">$20.28</td> </tr> </tbody> </table> <p style="font-weight: bold">If you have questions or would like to apply by phone, call (650) 508-0300 or (800) 632-4600 and press 312.</p> <p style="margin:2em 0 0 0; "><a href="http://www.providentcu.org/index.asp?i=auto&amp;search=college" target="_top" title="Click here for more information." style="color:black;text-decoration:underline;">Loan Details</a> &nbsp; <a href="https://accountmanager.providentcu.org/index.asp?i=autoApply&amp;search=ref%3DCollegeAuto" target="_top" style="color:black;text-decoration:underline;">Apply</a> </p> <h6 style="font-weight:normal; color:#ABABAB; font-size:10px; ">Rates are valid as of <b style="color:#888888;">September 3, 2010</b> and are subject to change.&nbsp; Borrower must be at least 18, employed, a student in an accredited college or university, and have no FICO score.&nbsp; <b>2.</b> APR - Annual Percentage Rate is subject to change and may vary depending on credit rating. APR includes a 2% discount for package or automatic transfer participants.&nbsp; <b>3.</b> Payment per $1,000 balance is based on the interest rate listed with a maximum term. Example: for a 6 year (72 month), $10,000 new auto loan at the rate of 3.875, multiply 10 x $15.59 for a payment amount of $155.90 (loan amount &divide; $1,000 x payment example = payment amount). Actual payment varies based on credit score, loan amount, term, model year, and type of vehicle.&nbsp; </h6> <img src="http://feeds.feedburner.com/~r/pcu-auto-loan-rates/~4/k3-pLyq2_fY" height="1" width="1"/> http://www.providentcu.org/index.asp?i=autorates&hash=StudentAutoLoan

Rates & Terms for Motorcycles.

http://www.providentcu.org/index.asp?i=autorates&hash=Motorcycle 2010-09-03T07:02:00-07:00 <p style="margin-top:0;">(up to 100% financing available, up to 100% high Blue Book on used)</p> <table border="1" cellspacing="0" cellpadding="2" width="99%" style="border-collapse:collapse;" BORDERCOLORLIGHT="#999999" BORDERCOLORDARK="#999999"> <thead> <tr> <th width="35%" valign="bottom" style="background-color:#a7d6ff; color:black;">Maximum Term</th> <th valign="bottom" align="center" width="35%" style="background-color:#a7d6ff; color:black;">Fixed Rate APR²</th> <th valign="bottom" align="center" width="30%" style="background-color:#a7d6ff; color:black;">Payment per $1,000³</th> </tr> </thead> <tbody> <tr> <th valign="top" width="26%" style="background-color:#daedfe; color:black;">48 months</th> <td align="center" valign="top" width="31%">6.500%</td> <td align="center" valign="top" width="20%">$23.71</td> </tr> </tbody> </table> <p style="font-weight: bold">If you have questions or would like to apply by phone, call (650) 508-0300 or (800) 632-4600 and press 312.</p> <p style="margin:2em 0 0 0; "><a href="https://accountmanager.providentcu.org/index.asp?i=autoApply&amp;search=ref%3DNewMotorcycle" target="_top" style="color:black;text-decoration:underline;">Apply</a> </p> <h6 style="font-weight:normal; color:#ABABAB; font-size:10px; ">Rates are valid as of <b style="color:#888888;">September 3, 2010</b> and are subject to change.&nbsp; 60–100% financing subject to credit rating.&nbsp; <b>2.</b> APR - Annual Percentage Rate is subject to change and may vary depending on credit rating. APR includes a 2% discount for package or automatic transfer participants.&nbsp; <b>3.</b> Payment per $1,000 balance is based on the interest rate listed with a maximum term. Example: for a 6 year (72 month), $10,000 new auto loan at the rate of 3.875, multiply 10 x $15.59 for a payment amount of $155.90 (loan amount &divide; $1,000 x payment example = payment amount). Actual payment varies based on credit score, loan amount, term, model year, and type of vehicle.&nbsp; </h6> <img src="http://feeds.feedburner.com/~r/pcu-auto-loan-rates/~4/zZpO7h-viRU" height="1" width="1"/> http://www.providentcu.org/index.asp?i=autorates&hash=Motorcycle

Rates & Terms for Recreational Vehicles: New & Used (Motor Home or Travel Trailer). About: You may now finance your new or used RV (motor home or travel trailer) for up to 10 years, for loan amounts of $20,000 or more, or up to 15 years, for loan amounts of $50,000 or more. For lower loan amounts, finance up to 60 months. There are no minimum loan amounts for RV loans of 5 years or less. Financing up to 100% available.

http://www.providentcu.org/index.asp?i=autorates&hash=RV 2010-09-03T07:03:00-07:00 <p style="margin-top:0;">(2005 or newer, up to 100% financing available, up to 75% of the RV Retail Book value on used)</p> <table border="1" cellspacing="0" cellpadding="2" width="99%" style="border-collapse:collapse;" BORDERCOLORLIGHT="#999999" BORDERCOLORDARK="#999999"> <thead> <tr> <th width="35%" valign="bottom" style="background-color:#a7d6ff; color:black;">Maximum Term¹ </th> <th valign="bottom" align="center" width="35%" style="background-color:#a7d6ff; color:black;">Fixed Rate APR²</th> <th valign="bottom" align="center" width="30%" style="background-color:#a7d6ff; color:black;">Payment per $1,000³</th> </tr> </thead> <tbody> <tr> <th valign="top" width="26%" style="background-color:#daedfe; color:black;">84 months <I style="font-weight:normal; color:#6598c4; font-size:90%;">($49K max)</I></th> <td align="center" valign="top" width="31%">7.750%</td> <td align="center" valign="top" width="20%">$15.46</td> </tr> <tr> <th valign="top" width="26%" style="background-color:#daedfe; color:black;">120 months <I style="font-weight:normal; color:#6598c4; font-size:90%;">($50K min)</I></th> <td align="center" valign="top" width="31%">8.000%</td> <td align="center" valign="top" width="20%">$12.13</td> </tr> <tr> <th valign="top" width="26%" style="background-color:#daedfe; color:black;">180 months <I style="font-weight:normal; color:#6598c4; font-size:90%;">($100K min)</I></th> <td align="center" valign="top" width="31%">8.500%</td> <td align="center" valign="top" width="20%">$9.85</td> </tr> </tbody> </table> <p style="font-weight: bold">If you have questions or would like to apply by phone, call (650) 508-0300 or (800) 632-4600 and press 312.</p> <p style="margin:2em 0 0 0; "><a href="http://www.providentcu.org/index.asp?i=auto&amp;search=rv" target="_top" title="Click here for more information." style="color:black;text-decoration:underline;">Loan Details</a> &nbsp; <a href="https://accountmanager.providentcu.org/index.asp?i=autoApply&amp;search=ref%3DNewRV" target="_top" style="color:black;text-decoration:underline;">Apply</a> </p> <h6 style="font-weight:normal; color:#ABABAB; font-size:10px; ">Rates are valid as of <b style="color:#888888;">September 3, 2010</b> and are subject to change.&nbsp; 25.00% cash down payment required on loan amounts of $50,000 to $99,999. 35.00% cash down payment required on loan amounts of $100,000 to $200,000.&nbsp; 60–100% financing subject to credit rating.&nbsp; <b>1.</b> Term not to exceed one year (12 months) per $1,000 financed. Example: A $2,000 loan will have a maximum term of two years (24 months).&nbsp; <b>2.</b> APR - Annual Percentage Rate is subject to change and may vary depending on credit rating. APR includes a 2% discount for package or automatic transfer participants.&nbsp; <b>3.</b> Payment per $1,000 balance is based on the interest rate listed with a maximum term. Example: for a 6 year (72 month), $10,000 new auto loan at the rate of 3.875, multiply 10 x $15.59 for a payment amount of $155.90 (loan amount &divide; $1,000 x payment example = payment amount). Actual payment varies based on credit score, loan amount, term, model year, and type of vehicle.&nbsp; </h6> <img src="http://feeds.feedburner.com/~r/pcu-auto-loan-rates/~4/LYWZ-_gOYTY" height="1" width="1"/> http://www.providentcu.org/index.asp?i=autorates&hash=RV

Rates & Terms for Boats: New & Used. About: Boats can be financed for up to 10 years on loan amounts of $20,000 or more. There are no minimum loan amounts for boat loans of 5 years or less. Financing up to 100% available.

http://www.providentcu.org/index.asp?i=autorates&hash=Boat 2010-09-03T07:04:00-07:00 <p style="margin-top:0;">(2005 or newer, up to 100% financing available, up to marine appraisal value on used)</p> <table border="1" cellspacing="0" cellpadding="2" width="99%" style="border-collapse:collapse;" BORDERCOLORLIGHT="#999999" BORDERCOLORDARK="#999999"> <thead> <tr> <th width="35%" valign="bottom" style="background-color:#a7d6ff; color:black;">Maximum Term¹ </th> <th valign="bottom" align="center" width="35%" style="background-color:#a7d6ff; color:black;">Fixed Rate APR²</th> <th valign="bottom" align="center" width="30%" style="background-color:#a7d6ff; color:black;">Payment per $1,000³</th> </tr> </thead> <tbody> <tr> <th valign="top" width="26%" style="background-color:#daedfe; color:black;">60 months</th> <td align="center" valign="top" width="31%">6.500%</td> <td align="center" valign="top" width="20%">$19.57</td> </tr> <tr> <th valign="top" width="26%" style="background-color:#daedfe; color:black;">120 months <I style="font-weight:normal; color:#6598c4; font-size:90%;">($20K min)</I></th> <td align="center" valign="top" width="31%">7.750%</td> <td align="center" valign="top" width="20%">$12.00</td> </tr> </tbody> </table> <p style="font-weight: bold">If you have questions or would like to apply by phone, call (650) 508-0300 or (800) 632-4600 and press 312.</p> <p style="margin:2em 0 0 0; "><a href="https://accountmanager.providentcu.org/index.asp?i=autoApply&amp;search=ref%3DNewBoat" target="_top" style="color:black;text-decoration:underline;">Apply</a> </p> <h6 style="font-weight:normal; color:#ABABAB; font-size:10px; ">Rates are valid as of <b style="color:#888888;">September 3, 2010</b> and are subject to change.&nbsp; 25.00% cash down payment required on loan amounts of $50,000 to $99,999. 35.00% cash down payment required on loan amounts of $100,000 to $200,000.&nbsp; 60–100% financing subject to credit rating.&nbsp; <b>1.</b> Term not to exceed one year (12 months) per $1,000 financed. Example: A $2,000 loan will have a maximum term of two years (24 months).&nbsp; <b>2.</b> APR - Annual Percentage Rate is subject to change and may vary depending on credit rating. APR includes a 2% discount for package or automatic transfer participants.&nbsp; <b>3.</b> Payment per $1,000 balance is based on the interest rate listed with a maximum term. Example: for a 6 year (72 month), $10,000 new auto loan at the rate of 3.875, multiply 10 x $15.59 for a payment amount of $155.90 (loan amount &divide; $1,000 x payment example = payment amount). Actual payment varies based on credit score, loan amount, term, model year, and type of vehicle.&nbsp; </h6> <img src="http://feeds.feedburner.com/~r/pcu-auto-loan-rates/~4/ZFdpttGopyA" height="1" width="1"/> http://www.providentcu.org/index.asp?i=autorates&hash=Boat