Provident Credit Union: Personal Loan Rates

Provident Credit Union: Personal Loan Rates Current Rates and Yields for Provident Credit Union Personal Loans. http://www.providentcu.org/Personal Provident Credit Union Copyright (c) 2008, Provident Credit Union http://www.providentcu.org/NewGraphics/newerGraphics/ProvLogoReflecting.png 2009-11-06T07:00:00-08:00 Fixed Rate Signature Loan

Rates & Terms for Fixed Rate Signature Loan. About: No collateral is required for this loan. This is a closed end loan with terms available up to 48 months* and the interest rate is fixed for the entire loan term.

http://www.providentcu.org/index.asp?i=personalRates&hash=Signature 2009-11-06T07:00:00-08:00 <p style="margin-top:0;">Finance up to $10,000*</p> <table border="1" cellspacing="0" cellpadding="2" width="99%" style="border-collapse:collapse;" BORDERCOLORLIGHT="#999999" BORDERCOLORDARK="#999999"> <thead> <tr> <th width="35%" valign="bottom" style="background-color:#a7d6ff; color:black;">Maximum Term</th> <th valign="bottom" align="center" width="35%" style="background-color:#a7d6ff; color:black;">Fixed Rate APR<sup class="sup"> 1</sup></th> <th valign="bottom" align="center" width="30%" style="background-color:#a7d6ff; color:black;">Payment per $1,000<sup> 2</sup></th> </tr> </thead> <tbody> <tr> <th valign="top" width="26%" style="background-color:#daedfe; color:black;">48 months</th> <td align="center" valign="top" width="31%">9.990%%</td> <td align="center" valign="top" width="20%">$25.36</td> </tr> </tbody> </table> <p style="font-weight: bold">If you have questions or would like to apply by phone, call (650) 508-0300 or (800) 632-4600 and press 312.</p> <p style="margin:2em 0 0 0; "><a href="http://www.providentcu.org/index.asp?i=personal&search=fixed" target="_top" title="Click here for more information." style="color:black;text-decoration:underline;">Loan Details</a>   <a href="https://accountmanager.providentcu.org/index.asp?i=personalApply&search=ref%3DSignatureLoan" target="_top" style="color:black;text-decoration:underline;">Apply</a> </p> <h6 style="font-weight:normal; color:#ABABAB; font-size:10px; ">Rates are valid as of <b style="color:#888888;">November 6, 2009</b> and are subject to change. The maximum unsecured credit allowed <b>per membership</b>, including Visa, VIP, and unsecured loans, is $10,000.  <b>1.</b> APR - Annual Percentage Rate is subject to change and may vary depending on credit rating. APR includes a 2% discount for package or automatic transfer participants.  <b>2.</b> Payment per $1,000 balance is based on the interest rate listed with a maximum term. Example: for a 4 year (48 month), $5,000 signature loan at the rate of 9.99, multiply 5 x $25.36 for a payment amount of $126.80 (loan amount ÷ $1,000 x payment example = payment amount). Actual payment varies based on credit score, loan amount, and term.  </h6> <img src="http://feeds.feedburner.com/~r/pcu-personal-loan-rates/~4/kyLEAsLUO1o" height="1" width="1"/> http://www.providentcu.org/index.asp?i=personalRates&hash=Signature Solar Advantage Loan

Rates & Terms for Solar Advantage Loan. About: The Solar Advantage Loan is a fixed rate loan of up to $20,000 for financing the purchase and installation of solar power for your home. 8-year term, special rate, and receive a substantial tax rebate from the State of California Solar Initiative.

http://www.providentcu.org/index.asp?i=personalRates&hash=Solar 2009-11-06T07:01:00-08:00 <p style="margin-top:0;">Finance up to $20,000*</p> <table border="1" cellspacing="0" cellpadding="2" width="99%" style="border-collapse:collapse;" BORDERCOLORLIGHT="#999999" BORDERCOLORDARK="#999999"> <thead> <tr> <th width="35%" valign="bottom" style="background-color:#a7d6ff; color:black;">Maximum Term</th> <th valign="bottom" align="center" width="35%" style="background-color:#a7d6ff; color:black;">Fixed Rate APR<sup class="sup"> 1</sup></th> <th valign="bottom" align="center" width="30%" style="background-color:#a7d6ff; color:black;">Payment per $1,000<sup> 2</sup></th> </tr> </thead> <tbody> <tr> <th valign="top" width="26%" style="background-color:#daedfe; color:black;">84 months</th> <td align="center" valign="top" width="31%">6.500%%</td> <td align="center" valign="top" width="20%">$14.85</td> </tr> </tbody> </table> <p style="font-weight: bold">If you have questions or would like to apply by phone, call (650) 508-0300 or (800) 632-4600 and press 312.</p> <p style="margin:2em 0 0 0; "><a href="http://www.providentcu.org/index.asp?i=personal&search=solar" target="_top" title="Click here for more information." style="color:black;text-decoration:underline;">Loan Details</a>   <a href="https://accountmanager.providentcu.org/index.asp?i=personalApply&search=ref%3DSolarLoan" target="_top" style="color:black;text-decoration:underline;">Apply</a> </p> <h6 style="font-weight:normal; color:#ABABAB; font-size:10px; ">Rates are valid as of <b style="color:#888888;">November 6, 2009</b> and are subject to change. The maximum unsecured credit allowed <b>per membership</b>, including Visa, VIP, and unsecured loans, is $10,000.  For the Solar Advantage Loan, there is a $100 fee due after funding, with a $45 reconveyance fee and $16 recording fee due at end of loan term. <b>1.</b> APR - Annual Percentage Rate is subject to change and may vary depending on credit rating. APR includes a 2% discount for package or automatic transfer participants.  <b>2.</b> Payment per $1,000 balance is based on the interest rate listed with a maximum term. Example: for a 4 year (48 month), $5,000 signature loan at the rate of 9.99, multiply 5 x $25.36 for a payment amount of $126.80 (loan amount ÷ $1,000 x payment example = payment amount). Actual payment varies based on credit score, loan amount, and term.  </h6> <img src="http://feeds.feedburner.com/~r/pcu-personal-loan-rates/~4/ZvYjmjDSTXw" height="1" width="1"/> http://www.providentcu.org/index.asp?i=personalRates&hash=Solar Savings Secured Loan

Rates & Terms for Savings Secured Loan. About: This type of loan is fully secured by funds in your account and is typically used to establish or reestablish credit. You can borrow up to the amount available in your Provident Credit Union savings. Because the loan is secured by your savings, the interest rate is better than that of an unsecured signature loan.

http://www.providentcu.org/index.asp?i=personalRates&hash=SavingsSecured 2009-11-06T07:02:00-08:00 <p style="margin-top:0;">Finance up to value of your Savings account</p> <table border="1" cellspacing="0" cellpadding="2" width="99%" style="border-collapse:collapse;" BORDERCOLORLIGHT="#999999" BORDERCOLORDARK="#999999"> <thead> <tr> <th width="35%" valign="bottom" style="background-color:#a7d6ff; color:black;">Maximum Term</th> <th valign="bottom" align="center" width="35%" style="background-color:#a7d6ff; color:black;">Fixed Rate APR<sup class="sup"> 1</sup></th> <th valign="bottom" align="center" width="30%" style="background-color:#a7d6ff; color:black;">Payment per $1,000<sup> 2</sup></th> </tr> </thead> <tbody> <tr> <th valign="top" width="26%" style="background-color:#daedfe; color:black;">72</th> <td align="center" valign="top" width="31%">Lowest savings rate + 3%%</td> <td align="center" valign="top" width="20%">varies</td> </tr> </tbody> </table> <p style="font-weight: bold">If you have questions or would like to apply by phone, call (650) 508-0300 or (800) 632-4600 and press 312.</p> <p style="margin:2em 0 0 0; "><a href="http://www.providentcu.org/index.asp?i=personal&search=ShareSecured" target="_top" title="Click here for more information." style="color:black;text-decoration:underline;">Loan Details</a>   <a href="https://accountmanager.providentcu.org/index.asp?i=personalApply&search=ref%3DNewAuto" target="_top" style="color:black;text-decoration:underline;">Apply</a> </p> <h6 style="font-weight:normal; color:#ABABAB; font-size:10px; ">Rates are valid as of <b style="color:#888888;">November 6, 2009</b> and are subject to change. The maximum unsecured credit allowed <b>per membership</b>, including Visa, VIP, and unsecured loans, is $10,000.  <b>1.</b> APR - Annual Percentage Rate is subject to change and may vary depending on credit rating. APR includes a 2% discount for package or automatic transfer participants.  <b>2.</b> Payment per $1,000 balance is based on the interest rate listed with a maximum term. Example: for a 4 year (48 month), $5,000 signature loan at the rate of 9.99, multiply 5 x $25.36 for a payment amount of $126.80 (loan amount ÷ $1,000 x payment example = payment amount). Actual payment varies based on credit score, loan amount, and term.  </h6> <img src="http://feeds.feedburner.com/~r/pcu-personal-loan-rates/~4/vXgaAUdJ574" height="1" width="1"/> http://www.providentcu.org/index.asp?i=personalRates&hash=SavingsSecured Certificate Secured Loan

Rates & Terms for Certificate Secured Loan. About: If you need some cash, there's no need to lose the high yield you are earning on your Provident Credit Union Term Share Certificate. Use it to secure a personal loan equal to 80% of the Certificate balance and receive a very attractive rate. There are no monthly payments required on this loan. The loan is paid off when the certificate securing it matures, or you may opt to renew the loan. (Note: You cannot use 24-month add-on certificate or IRA certificates to secure a loan.)

http://www.providentcu.org/index.asp?i=personalRates&hash=CertificateSecured 2009-11-06T07:03:00-08:00 <p style="margin-top:0;">Finance up to 80% of your Certificate balance</p> <table border="1" cellspacing="0" cellpadding="2" width="99%" style="border-collapse:collapse;" BORDERCOLORLIGHT="#999999" BORDERCOLORDARK="#999999"> <thead> <tr> <th width="35%" valign="bottom" style="background-color:#a7d6ff; color:black;">Maximum Term</th> <th valign="bottom" align="center" width="35%" style="background-color:#a7d6ff; color:black;">Fixed Rate APR<sup class="sup"> 1</sup></th> <th valign="bottom" align="center" width="30%" style="background-color:#a7d6ff; color:black;">Payment per $1,000<sup> 2</sup></th> </tr> </thead> <tbody> <tr> <th valign="top" width="26%" style="background-color:#daedfe; color:black;">Certificate maturity date</th> <td align="center" valign="top" width="31%">Certificate yield + 3% (rate rounded up to next whole number)%</td> <td align="center" valign="top" width="20%">varies</td> </tr> </tbody> </table> <p style="font-weight: bold">If you have questions or would like to apply by phone, call (650) 508-0300 or (800) 632-4600 and press 312.</p> <p style="margin:2em 0 0 0; "><a href="http://www.providentcu.org/index.asp?i=personal&search=CertSecured" target="_top" title="Click here for more information." style="color:black;text-decoration:underline;">Loan Details</a>   <a href="https://accountmanager.providentcu.org/index.asp?i=personalApply&search=ref%3DNewAuto" target="_top" style="color:black;text-decoration:underline;">Apply</a> </p> <h6 style="font-weight:normal; color:#ABABAB; font-size:10px; ">Rates are valid as of <b style="color:#888888;">November 6, 2009</b> and are subject to change. The maximum unsecured credit allowed <b>per membership</b>, including Visa, VIP, and unsecured loans, is $10,000.  <b>1.</b> APR - Annual Percentage Rate is subject to change and may vary depending on credit rating. APR includes a 2% discount for package or automatic transfer participants.  <b>2.</b> Payment per $1,000 balance is based on the interest rate listed with a maximum term. Example: for a 4 year (48 month), $5,000 signature loan at the rate of 9.99, multiply 5 x $25.36 for a payment amount of $126.80 (loan amount ÷ $1,000 x payment example = payment amount). Actual payment varies based on credit score, loan amount, and term.  </h6> <img src="http://feeds.feedburner.com/~r/pcu-personal-loan-rates/~4/F5ioSyV6fs4" height="1" width="1"/> http://www.providentcu.org/index.asp?i=personalRates&hash=CertificateSecured